Image by Ledger Insights Three senior executives at stablecoin issuer, Circle, published a paper outlining a Token Capital Adequacy Framework (TCAF), inspired by the Basel Committee rules for banks. One of the most interesting aspects of the paper is the conclusion that the USDC stablecoin would not have suffered the Silicon Valley Bank (SVB) de-peg […]

Image by Ledger Insights   The European Central Bank announced an invitation to a workshop on the future of business-to-business (B2B) payments. Its work on developing the digital euro  Central bank digital currency (CBDC) has prioritized personal and government payments. The ECB’s separate initiative exploring DLT and wholesale central bank money settlement targets institutions. Hence, […]

Image by The Crypto Times   OpenAI is beginning to roll out its new advanced voice mode for ChatGPT to a limited group of ChatGPT Plus subscribers. A select group of subscribers will have access to a variety of voice options, offering more natural and engaging audio responses. This feature was initially revealed at the […]