Image by Ledger Insights   The European Central Bank announced an invitation to a workshop on the future of business-to-business (B2B) payments. Its work on developing the digital euro  Central bank digital currency (CBDC) has prioritized personal and government payments. The ECB’s separate initiative exploring DLT and wholesale central bank money settlement targets institutions. Hence, […]

Image by The Crypto Times   OpenAI is beginning to roll out its new advanced voice mode for ChatGPT to a limited group of ChatGPT Plus subscribers. A select group of subscribers will have access to a variety of voice options, offering more natural and engaging audio responses. This feature was initially revealed at the […]

Image by Ledger Insights   On Friday the US Treasury published its semi-annual regulatory agenda. It includes two issues affecting cryptocurrency that may be related. In late 2020 the Financial Crimes Enforcement Network (FinCEN) proposed a controversial rule change requiring additional AML reporting for transactions of more than $10,000 involving self hosted wallets. According to […]

If you have used Google lately and been lucky – or unlucky – enough to encounter an answer to your query rather than a bunch of links, you have been subjected to something called AI Overviews. This is a new core feature that Google has been rolling out, a move widely anticipated since the company’s […]

From government documents to news reports, commerce, music and social interactions, much of the world’s information is now online. And Google, founded in 1998 with the mission “to organize the world’s information and make it universally accessible and useful,” is the way we access this torrent of knowledge and culture.   In April 2024, Google’s […]

Image by Ledger Insights The International Capital Market Association (ICMA) has published a digital assets annex for its Global Master Repurchase (repo) Agreement (GMRA). The Annex follows work by ICMA and ISLA in the Digital Assets Legal Working Group, with Clifford Chance appointed as counsel.   Repo involves the sale of collateral, usually securities, with […]

By Oliver Bossert, Klaas Ole Kürtz, and Gérard Richter Not all tech trends are created equal. Keeping a clear eye on what matters can help steer to better decisions. Many who work in IT have heard variations of these statements from well-meaning senior colleagues. And given how much technology underpins so many trends, as well […]

Evidence is mounting that the new generative AI internet search tools provided by OpenAI, Google and Microsoft can increase the risk of returning false, misleading or partially correct information.   Despite the implications of this for the news industry and an informed democracy, the New Zealand government has decided to leave AI considerations out of […]

Image by Ledger Insights   The nation of Palau has contracted with DLT firm Soramitsu Labs to build a government bond issuance platform, the Nikkei reported. The Pacific island nation has a population of less than 20,000 who it is targeting as investors.   Soramitsu is best known as the developer of Cambodia’s Bakong, the […]

Image by Ledger Insights   Customers Bancorp operates a 24/7 DLT-based payment system, Customers Bank Instant Token (CBIT), which is used by many companies in the digital asset sector, including Galaxy Digital, Coinbase, Circle, Gemini and Kraken. Yesterday the U.S. Federal Reserve issued an enforcement action against the bank relating to weak risk management and […]