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September 23, 2025

Santander, Visa, Mastercard selected for Brazil’s DREX CBDC Pilot

Image by Ledger Insights Banco Central do Brasil has announced the 13 themes that will be trialed during the second phase of the DREX pilots. Santander, Visa, Mastercard and Google are amongst the participants in the 16 consortia, which involve ...

September 23, 2025

Why asset managers, brokers need a shared stablecoin

Image by Ledger Insights   In April, Circle, the issuer of the USDC stablecoin announced it is willing to purchase tokens in BlackRock’s BUIDL tokenized money market fund (MMF) as a secondary market buyer. So BUIDL investors can sell their ...

September 4, 2025

Circle execs suggest regulatory capital for stablecoin issuers. Assess USDC de-peg event

Image by Ledger Insights Three senior executives at stablecoin issuer, Circle, published a paper outlining a Token Capital Adequacy Framework (TCAF), inspired by the Basel Committee rules for banks. One of the most interesting aspects of the paper is the ...

August 29, 2025

ECB to hold workshop on B2B payment innovations, incl stablecoins, tokenized deposits44

Image by Ledger Insights   The European Central Bank announced an invitation to a workshop on the future of business-to-business (B2B) payments. Its work on developing the digital euro  Central bank digital currency (CBDC) has prioritized personal and government payments. ...

August 29, 2025

OpenAI Rolls Out New Advanced Voice Mode for ChatGPT

Image by The Crypto Times   OpenAI is beginning to roll out its new advanced voice mode for ChatGPT to a limited group of ChatGPT Plus subscribers. A select group of subscribers will have access to a variety of voice ...

August 14, 2025

FinCEN, Fed planning another swing at self hosted crypto AML?

Image by Ledger Insights   On Friday the US Treasury published its semi-annual regulatory agenda. It includes two issues affecting cryptocurrency that may be related. In late 2020 the Financial Crimes Enforcement Network (FinCEN) proposed a controversial rule change requiring ...

August 14, 2025

AI search answers are the fast food of your information diet – convenient and tasty, but no substitute for good nutrition

If you have used Google lately and been lucky – or unlucky – enough to encounter an answer to your query rather than a bunch of links, you have been subjected to something called AI Overviews. This is a new ...